Get out of Debt NOW!

Ask a local, friendly and understanding expert to help with your debt problems

You can find your nearest approved Insolvency Practitioner / debt advisor here on this site

If you qualify for an IVA or debt management plan you may be able to

Write off a significant proportion of your debt

Have interest and late payment charges frozen

Take back control of your finances

Avoid bankruptcy

Keep your house and car

Who Are We?

We are truly independent and not part of any financial organisation. We only list reputable, reliable and professional companies who are, or who represent licensed insolvency practitioners.

Finding a practitioner is the first set in applying for an IVA or other debt solution. They will discuss with you which debt solution is suitable and explain the pro’s and con’s of each.

Don’t worry – they are experienced professional people who are there to help you get out of your debt problems.

Simply call or email a practitioner/advisor close to you and they will guide you through the whole process – it’s a lot simpler than you think!

Take a look at the map below and contact a local company (alternatively, complete the short form at the bottom of this page and submit it to us – we will then forward it on to your nearest debt advisor who will then contact you)

Find a local registered IVA or Debt Advice Specialist Below

      Benefits of using a professional debt adviser

      Reduce the amount you owe

      Your insolvency practitioner negotiates with the people you owe money to to explain your circumstances and can reduce the amount you owe so you only pay what you can afford

      No need to go bankrupt?

      Bankruptcy is the best option in certain circumstances, but an IVA or other debt management plan is much less drastic. Your insolvency practitioner will advise on your best option.

      Interest charges frozen

      Once you enter into an IVA agreement no more interest and charges will be added to your debt

      Take back control of your finances

      Your chosen Insolvency Practitioner will work out how much you can afford to pay and negotiate with your creditors to try and reduce your monthly payments to a level you can afford.

      Keep your house

      If you qualify for an IVA or other debt management plan your house and assets almost always remain yours, out of reach of creditors and bailiffs.

      Your pracitioner does all the hard work

      Your practitioner does all the paperwork and negotiates with your creditors. In the case of an IVA your reduced monthly payment are made to your practitioner who then forwards the money to your creditors. You no longer have to communicate with the people you owe money

      Make a fresh start with an IVA - All of the organisations listed on this site are approved and regulated Insolvency Practitioners or their representatives. Get in touch with one of them to discuss your situation. They are friendly and understanding and are there to help, not judge.

      Whilst an IVA is a great solution for many people it is not appropriate for all. Sometimes an debt mangement plan or bankruptcy is a better option. A trusted insolvency practitioner will advise you on your options and which is best for you.

      Featured Debt Management Specialists

      Hanover was formed in 2010 to assist people who are in financial difficulty and is one of the largest and fastest growing Insolvency Practices in the UK

      For your peace of mind, our Insolvency Practitioners are licensed by the Insolvency Practitioners Association

      Hanover can provide IVAs for people who owe as little as £5,000 and can afford to pay £70 per month or more

      Midwest House
      11 Crown Industrial Estate
      Canal road
      WA14 1TF

      McCambridge duffy

      McCambridge Duffy is a family run business that was established in 1932. For over 80 years McCambridge Duffy has grown from strength to strength. With a dedicated team of staff and in-house Insolvency Practitioners, we have helped 1000’s of people and businesses get out of debt in the UK and Ireland. We have been working closely with clients on their financial matters, providing sound commercial advice and helping with peace of mind. We are an ethical firm with the interests of both the debtor and creditor at heart which gives us good stead in the financial sector.

      17 Hanover Square, Mayfair,
      London, W1s 1HT

      Tel : 0800 043 3328

      Website :

      The Debt Advisor

      We started building our team at The Debt Advisor in 1999 and over the years we have had the good fortune to work with seriously talented individuals. Our team embody our ethos of “Doing the Right Thing” not only for our clients but also for their creditors.

      If you are struggling with unmanageable debts, it’s vital you are able to work with a practice who will be honest about what is achievable and then hopefully exceed your expectations with their efforts.

      We employ a team of 22 people from our offices in Old Trafford, many of whom have been with and built their careers with us over a long period of time.

      Tel : 0333 9999 600


      Address : Trafford House,
      Chester Road,
      M32 0RS

      Website :

      Do I qualify for an IVA?

      • I owe more than £5,000
      • I cannot currently afford to make my monthly payments
      • I am employed
      • I don’t currently have an IVA

      If you can answer YES to all of the above then an IVA may be perfect for you. Speak to one of the IVA Practitioners on this page to arrange a meeting where your exact circumstances can be discussed – or complete the form below and we will pass it on to your nearest IVA specialist.

      Your Name
      Your approx income per year
      Your email address
      Telephone Number
      The total amount of money you owe (approx)

      Case Study

      Simon was made redundant and after 6 months unemployment he found a new job – but on lower wages. A year later he owed £26,000 (credit cards, loans and store cards) and was paying £895 in monthly minimum payments. After entering into an IVA his Insolvency practitioner negotiated a reduction in payments to £350 – A decrease of £545. This 61% reduction in repayments meant that instead of falling further and further behind he now has some money left over at the end of every month.

      Simon was just one of the 59,000 people accepted for an IVA in 2017

      We list specialist Debt Advisors throughout the UK that can help give independent advice on matters relating to financial difficulties, IVA’s and Debt Management Plans. No one listed on this site charges upfront fees and their advice is always free. We cover Manchester, London, Birmingham, Bath, Leeds, Southampton, Northampton, Liverpool, Preston and all areas of the UK
      At we do not give specific debt advice. We display to you your nearest Insolvency Practitioners for you to choose. If you complete our online enquiry form we will use the contact details that you have given to us to make an introduction to debt advice company and may receive compensation for this introduction. A debt adviser will contact you by telephone. During that telephone call, the debt adviser will discuss your options in more detail. During this and other subsequent communication, you will be dealing with a debt solutions partner and not . All solutions are subject to acceptance and eligibility.